Additionally, there are many for-profit entities in healthcare and so if you’re on a loan forgiveness program that requires you to work for a non-profit you may find your options more limited. You need to make a plan, and you need to be realistic about your ability to pay both for the loan and for living expenses. The student loan payments may be with you for 10-25 years. Scholarships are hard to come by, but there may still be incentive programs that will pay for some or all of school in return for working in a specific part of the field for a certain number of years. ![]() ![]() The interest accrues in school and capitalizes (basically adds on to your original loan and becomes part of the principle) when you start paying them back. Be very careful about student loans and have a plan in place for payments after graduating.
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